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I linked to your piece in my links post for today: https://emergingmarketskeptic.substack.com/p/emerging-markets-week-october-14-2024 And you are right: EVERYONE (especially Seeking Alpha...) talks and writes about them and other fintechs! But I have heard that the traditional banks in Latin America have also figured out how to do fintech as well - meaning they can give the fintechs a run for their money....

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Amazing call on this one!

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